What should you do if you are involved in a traffic
accident? If you get involved in a
traffic accident on a public road, you are required to do a number of
things. First, you must stop and remain
at the scene. You must also give your
name, address, vehicle license plate number, and name and address of the
vehicle owner to the police, persons injured in the accident and to the
operator, occupant, or owner of the damaged vehicle. If he injured person is not in a position to
understand or receive this information, you must immediately notify the nearest
police authority of the location of the accident, your name and address and
your vehicle license plate number. You
must also show your driver’s license to anyone who requests it. You must also remain at the scene until the
police arrive, unless you are transported to another location by
ambulance.
Do Not Immediately Leave The Scene
If you get involved in an accident on a private road, you
must still stop at the scene. Upon request,
you must show your driver’s
license, and give your name, address, vehicle license plate number, and the
name and address of the vehicle owner.
If you do not give this information to the owner or person in charge of
the damaged property, you must give the information to the police within 24
hours, along with the date, time and location of the accident.
If you hit a parked vehicle on a public or private road, you
must firmly attach to it in a conspicuous place your name, address, vehicle license
plate number and the name and address of the vehicle owner.
Although you may not always be required to notify the police
after an accident, it may be a good idea to do so, because the police can
examine the accident scene and divert traffic in the area. The information that the police gather may be
important in the future. You are not
legally required to file a crash report with the Bureau of Motor Vehicles (BMV), but may do
so within 6 months of the accident, using BMV Form 3303, to
report that a driver or owner of a vehicle in the accident was not
insured. The BMV may suspend the driver
or owner’s driver’s license as a result.
Show Proof Of Insurance
If you are cited for a traffic ticket and do not show proof
of insurance, you must show proof of insurance to the clerk of courts handling
your traffic citation. If you do not do
so, you will have a limited (very limited) opportunity to show proof of
insurance to the BMV following a conviction on the citation. If you do not do so, your driver’s license
will be suspended from 90 days to two years, you will have to pay a
reinstatement fee, and show proof of continuing financial responsibility.
Your insurance policy likely requires that you cooperate
with your insurance company. Failure to
do so may affect your insurance coverage.
However, nobody can force you to make a statement or admit fault.
Be Careful Of What You Do And Say
There are some things that you should do, but are not
required to do if you are involved in a traffic
accident. You should help any injured people, but avoid
moving them in any way that may aggravate an injury. You should avoid moving your vehicles until
the police arrive, if traffic and road conditions permit it. You should write down important information
and take pictures. You should be helpful
to the investigating officer, but you are not required to make a statement or
any self-incriminating statements. In
more serious cases, be aware that the police may take steps to obtain and
examine your vehicle’s “black box,” which will give vital information about the
vehicle’s operation in the final seconds prior to the accident.
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